I am concerned about the tax on my Social Security Income ... Will the tax-deferred Split Annuity increase current income while reducing taxable income???

I know that IRA's, E-Bonds, and Annuities are not stepped up in basis ... Are there Strategies that would help me reduce the tax impact on me or my heirs/estate???

My Spouse may be going into a nursing home ... I would like to preserve our assets ... As I will need all the available income .. Any ideas that would help out???

For specific advice
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"This presentation is intended to provide accurate and current general information. It is not intended to five specific legal, accounting, tax or other professional Advice. You are urged to consult your professional advisors for assistance regarding your personal situation".