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Retirement Planning
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Retirement Planning is about creating a more comfortable
retirement with assets that were maximized and protected during earning years.
The Pension Professionals has available a variety of Retirement
Planning tools to meet the needs of each individuals unique situation, using
pre-tax corporate dollars.
These tools include:
Professionals, such as Doctors, Lawyers, and CPA's and business
owners should look at Retirement Planning using pre-tax PA or corporate dollars
as opposed to using their personal after tax dollars. Examples include Defined
Benefit Plans and 401k Profit Sharing Plans. These plans are generally asset
protected.
The laws in only six states, CO, FL, MI, NM, OK and TX fully
protect Variable Annuities. Five states offer no asset protection: MA, MT, NH,
VA, and WV with the remaining having limited protection if certain requirements
are met.
The point being that prior to investing - where asset protection
is desirable - one should inquire into how state laws can impact the
investment.
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