Qualified Money Conversion Program
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If you already have an existing retirement or pension plan, IRA, IRA rollover,
beneficiary IRA, or an over-funded defined benefit plan, a qualified money
conversion strategy should be considered. Qualified funds are subject to both
income and estate taxes. Consequently, they are worth only 25 cents on the
dollar, assuming estate taxes of 28% to 45%. Pension Professionals, Inc. can
offer strategies for converting these qualified funds to give you 90 cents to
ten times the dollar, access to substantial tax-free withdrawals, while
excluding these amounts from his/her estate.
Client Profile
Qualified Money $1,000,000
Net Worth 5 Million+
Realizes the Million is worth $600,000 in his/her hands
And $300,000 to his/her heirs
May want some cash flow but doesn't need or want the money
Wants to reduce Required Minimum Distributions RMDs
May be adverse to leverage
May want guaranteed death benefit or wealth transfer amounts
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| $1,000,000 Qualified Money ConversionsT Program Value
Information
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Age 55 |
Age 65 |
Age 75 |
Age 85 |
| Low Value at Age 90
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$5,000,000 |
$2,300,000 |
$1,400,000 |
$500,000 |
| High Value at Age 90 |
$18,800,000 |
$8,000,000 |
$4,100,000 |
$1,550,000 |
| Wealth Multiplier Range |
4 to 17 Times |
4 to 14 Times |
4 to 12 Times |
2 to 5 Times |
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| $1,000,000 Qualified Money ConversionsT Program Value
Information
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| Withdrawal Value
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$600,000 |
$600,000 |
$600,000 |
$600,000 |
| Value to Heirs - Now |
$340,613 |
$340,613 |
$325,739 |
$317,599 |
| Value to Heirs - Age 90 |
$1,133,556 |
$576,242 |
$344,642 |
$302,257 |
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For a Free Analysis of your IRA, 401k, Profit Sharing Plan, Defined Benefit or
other Qualified Retirement Plan.
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________________ best time to call ____________
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